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The Retirement Power Hour

The Retirement Power Hour

We help listeners within 5 years of retirement invest wiser and retire better, as we discuss key financial topics like investing, retirement planning, behavioral finance, taxes, Social Security, Medicare, and more.

Recent Episodes

Dec. 24, 2024

2025 Contribution Limits

Welcome to the Retirement Power Hour with Joe Allaria, CFP®. In episode 35, we break down the 2025 retirement contribution limits and key tax changes you need to know. Learn about updates to IRAs, Roth IRAs, 401(k)s, SIMPLE …
Nov. 27, 2024

Whole Life vs. Term Life

In this episode, Joe and Jay dive deep into the pros and cons of two popular types of life insurance: Term Life and Whole Life. While both offer unique benefits, choosing the right policy depends on your individual financial…
Oct. 3, 2024

How Much Life Insurance Do I Need?

Welcome to Retirement Power Hour! In Episode 33, host Joe Allaria, CFP®, discusses the key factors in determining how much life insurance you need. He covers important considerations like paying off mortgages, covering futur…
Aug. 27, 2024

30 Years of Financial Advice: Scott Carson's Tips and Lessons

Welcome to Retirement Power Hour! In Episode 32, host Joe Allaria, CFP®, interviews Scott Carson, a seasoned wealth advisor with over 30 years of experience. Scott, a senior wealth advisor at CarsonAllaria Wealth Management,…
Aug. 5, 2024

Can I Retire with $1M at Age 60?

Can you retire with $1M at age 60? Tune in to Episode #31 as host Joe Allaria, CFP®, discusses the different factors that impact the answer, including your retirement expenses, other income, Social Security, and more. If you…
July 10, 2024

How to Retire Early Using Phases

Do you want to retire now and gain more freedom sooner? The answer could be yes, but the path to achieving it might differ from what you imagine. In episode #30 of the Retirement Power Hour, Joe Allaria, CFP®, and Mark Allar…

About the Host

Joe Allaria, CFP® Profile Photo

Joe Allaria, CFP®

Host | President & Co-Founder of CarsonAllaria Wealth Management

Hello there!

I’m Joe Allaria, an avid golfer, husband, father, and the owner of The Retirement Power Hour.

I’m also the President and Co-Founder of CarsonAllaria Wealth Management – a retirement planning firm in Glen Carbon, IL (near St. Louis, Missouri).

I’m glad you’re here and we're ready to:

- Help you invest wiser
- Retire better
- Reduce your tax bill
- Debunk the myths of retirement
- Demystify Medicare and Social Security

Why I Started The Retirement Power Hour
Remember March of 2020? Of course you do. The start of the COVID-19 pandemic hit hard in the U.S. at that time. Simultaneously, the stock market took the steepest dive in the history of the stock market. It goes without saying that stress and anxiety was near all-time highs.

It was a scary time and a field day for major media companies. The news cycle was filled with opinions, updates, and projections, of which hardly any were positive. Obviously, this was the perfect storm for poor investor behavior.

What investors, retirees especially, needed to hear at that time was to NOT panic, keep a long-term focus, and to remember that "this too shall pass." However, what they heard and saw, instead, was how the market was going to continue it's dive, how the "COVID crash" would be worse than the Great Depression, and how the market would struggle to recover.

While I've always fought a sort-of guerilla warfare style battle against the media, this time, I decided to take it a step further. I started … Read More