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The Retirement Power Hour

The Retirement Power Hour

We help listeners within 5 years of retirement invest wiser and retire better, as we discuss key financial topics like investing, retirement planning, behavioral finance, taxes, Social Security, Medicare, and more.

Recent Episodes

Feb. 28, 2025

What Are Tariffs, and Will They Affect Me?

Are tariffs about to hit your wallet and your investment portfolio? In this episode of Retirement Power Hour, Joe Allaria, CFP®, breaks down exactly what tariffs are, how they work, and most importantly—what they mean for you...
Jan. 31, 2025

2025 Stock Market Predictions

Welcome to the Retirement Power Hour with Joe Allaria, CFP®. In Episode 36, Joe & Jay break down how financial "experts" consistently make incorrect market predictions, often pushing fear-based narratives to sell books or pro...
Dec. 24, 2024

2025 Contribution Limits

Welcome to the Retirement Power Hour with Joe Allaria, CFP®. In episode 35, we break down the 2025 retirement contribution limits and key tax changes you need to know. Learn about updates to IRAs, Roth IRAs, 401(k)s, SIMPLE I...
Nov. 27, 2024

Whole Life vs. Term Life

In this episode, Joe and Jay dive deep into the pros and cons of two popular types of life insurance: Term Life and Whole Life. While both offer unique benefits, choosing the right policy depends on your individual financial ...
Oct. 3, 2024

How Much Life Insurance Do I Need?

Welcome to Retirement Power Hour! In Episode 33, host Joe Allaria, CFP®, discusses the key factors in determining how much life insurance you need. He covers important considerations like paying off mortgages, covering future...
Aug. 27, 2024

30 Years of Financial Advice: Scott Carson's Tips and Lessons

Welcome to Retirement Power Hour! In Episode 32, host Joe Allaria, CFP®, interviews Scott Carson, a seasoned wealth advisor with over 30 years of experience. Scott, a senior wealth advisor at CarsonAllaria Wealth Management, ...

About the Host

Joe Allaria, CFP® Profile Photo

Joe Allaria, CFP®

Host | President & Co-Founder of CarsonAllaria Wealth Management

Hello there!

I’m Joe Allaria, an avid golfer, husband, father, and the owner of The Retirement Power Hour.

I’m also the President and Co-Founder of CarsonAllaria Wealth Management – a retirement planning firm in Glen Carbon, IL (near St. Louis, Missouri).

I’m glad you’re here and we're ready to:

- Help you invest wiser
- Retire better
- Reduce your tax bill
- Debunk the myths of retirement
- Demystify Medicare and Social Security

Why I Started The Retirement Power Hour
Remember March of 2020? Of course you do. The start of the COVID-19 pandemic hit hard in the U.S. at that time. Simultaneously, the stock market took the steepest dive in the history of the stock market. It goes without saying that stress and anxiety was near all-time highs.

It was a scary time and a field day for major media companies. The news cycle was filled with opinions, updates, and projections, of which hardly any were positive. Obviously, this was the perfect storm for poor investor behavior.

What investors, retirees especially, needed to hear at that time was to NOT panic, keep a long-term focus, and to remember that "this too shall pass." However, what they heard and saw, instead, was how the market was going to continue it's dive, how the "COVID crash" would be worse than the Great Depression, and how the market would struggle to recover.

While I've always fought a sort-of guerilla warfare style battle against the media, this time, I decided to take it a step further. I started the Retirement Power Hour in July of 2020 in the form of monthly webinars, giving investors not only the truth of the events occurring in the market, but also good reminders to help them stay calm and overcome the crisis we were facing.

I've been doing the same ever since.

Whether the topic is investing, retirement, Social Security, Medicare, etc., I've set out to give my audience the confidence and courage to invest wiser and retire better. There are too many news outlets that are motivated to make you fearful and anxious and there is a lot of bad advice out there. My goal is to help retirees and those near retirement live a life of financial peace and clarity.

That’s what The Retirement Power Hour is all about.

I’m here to teach you proven strategies (in plain English!) that will empower you to retire on your terms!

Here's to investing wiser and retiring BETTER!

Joe Allaria

Reviews

Very good and very informative

"Encouraging to hear about the fundamentals of how to invest near retirement and to know I’m not doing it all that wrong. Thank you!"

MichMich43 | July 1, 2022

Useful Info!

"I enjoy how the topics discussed provide listeners with relevant things to think about on a variety of topics. The discussions with guests are easy to digest and not overly complicated…I also like th…"

Alllll Area | June 20, 2022

Relevant and reliable!

"I love their holistic approach to the content they provide. It’s not all talk about stocks and bonds. They address important questions/concerns that could guide you toward the life you want in retir…"

CJSaluki | May 12, 2022