Episodes
Nov. 27, 2024
Whole Life vs. Term Life
In this episode, Joe and Jay dive deep into the pros and cons of two popular types of life insurance: Term Life and Whole Life. While both offer unique benefits, choosing the right policy depends on your individual financial…
Oct. 3, 2024
How Much Life Insurance Do I Need?
Welcome to Retirement Power Hour! In Episode 33, host Joe Allaria, CFP®, discusses the key factors in determining how much life insurance you need. He covers important considerations like paying off mortgages, covering futur…
Aug. 27, 2024
30 Years of Financial Advice: Scott Carson's Tips and Lessons
Welcome to Retirement Power Hour! In Episode 32, host Joe Allaria, CFP®, interviews Scott Carson, a seasoned wealth advisor with over 30 years of experience. Scott, a senior wealth advisor at CarsonAllaria Wealth Management,…
Aug. 5, 2024
Can I Retire with $1M at Age 60?
Can you retire with $1M at age 60? Tune in to Episode #31 as host Joe Allaria, CFP®, discusses the different factors that impact the answer, including your retirement expenses, other income, Social Security, and more. If you…
July 10, 2024
How to Retire Early Using Phases
Do you want to retire now and gain more freedom sooner? The answer could be yes, but the path to achieving it might differ from what you imagine. In episode #30 of the Retirement Power Hour, Joe Allaria, CFP®, and Mark Allar…
May 15, 2024
Reduce Taxes with Charitable Giving
Are you tired of donating cash to charities and missing out on potential tax savings? In this episode of the Retirement Power Hour, Joe Allaria, CFP®, provides four different ways, including Gifting Appreciated Shares, Quali…
April 18, 2024
The Stock Market During an Election Year with Guest Jake DeKinder
The 2024 presidential election has caused many investors to wonder if they should be doing anything differently. Is it safe to stay invested in stocks and bonds during this time, or should investors move their money to the s…
March 27, 2024
Cybersecurity: How to Stay Secure Online
In Episode #27 of the Retirement Power Hour, Joe Allaria, CFP®, talks about various ways you can protect yourself online from cybersecurity attacks, phishing attempts, and other forms of attempted fraud. Resources Mentioned …
Feb. 29, 2024
Social Security: Will I Get It?
In 10 years will you be able to rely on social security to be there for you? In this episode of the Retirement Power Hour, Joe Allaria, CFP ®, talks about if social security is going to pay out benefits in the future and a 6…
Jan. 25, 2024
2024 Stock Market Predictions
Can we trust these large financial institutions that claim to know what the market is going to do? In this episode of the Retirement Power Hour, Joe Allaria, CFP ®, sits down with fellow financial advisor, Jay Waters, to tal…
Dec. 18, 2023
How to Pay 0% in Capital Gains Tax
Is it possible to pay 0% in Capital Gains Tax? In this episode of the Retirement Power Hour, Joe Allaria, CFP®, explains 4 strategies to NOT pay any Capital Gains Tax, including gain harvesting, donating appreciated shares o…
Oct. 25, 2023
How to Not Fail at Retirement with Author Mike Drak
Most people are worried about having enough money saved for retirement; but financial planning alone, without lifestyle planning, is a ticket to Retirement Hell. In this episode of The Retirement Power Hour, Joe Allaria, CFP…
Oct. 11, 2023
Health, Fitness, and Wellness in Retirement
Without your health how could you enjoy your retirement? The time is now to invest in your health! In this episode, Joe Allaria, CFP®, gets the chance to sit down and talk with Dr. Tibor Kopjas and discuss ways to stay healt…
July 11, 2023
Travel in Retirement: Planning Your Dream Vacation
Travel is one of the most popular activities that retirees like to tackle after their working years. Whether traveling domestically or internationally, retirement is a wonderful time to explore new places and to take your ti…
June 16, 2023
The Pitfalls of Evaluating Rate of Return
Do you have "good" investments? How do you know? What is a good rate of return? How much time do you need to evaluate if you own good investments? In this episode, Host Joe Allaria and Co-Host Jay Waters discuss the pitfalls…
May 22, 2023
Annuity Pros, Cons, and What Are They Anyway?
Annuities seem to have a negative connotation within the financial industry, but do they deserve it? Are annuities good or are they bad? Because there are so many different types of annuities, it's hard to generalize that th…
March 17, 2023
Social Security Spousal Planning Q&A
Social Security filing strategies can get complex for couples, especially those with different ages. Can you start a spousal benefit, then switch to your own? Can you start your own benefit, then switch to a spousal benefit?…
Feb. 1, 2023
2023 Stock Market Predictions, & Why You Should Ignore Them
It's that time of year again...when we see stock market predictions being released by financial institutions, fund managers, financial media personnel, and other financial “experts.” Most of these predictions end up being wi…
Jan. 5, 2023
Creating Your Retirement Identity w/ Wendy Green
In this episode, Host and CERTIFIED FINANCIAL PLANNER™ professional Joe Allaria is joined by Wendy Green, the Founder and Host of the "Hey, Boomer" podcast, and the two discuss Creating Your Retirement Identity. Recent retir…
Dec. 27, 2022
Top 10 Myths of Retirement (Part 2)
In this episode, Host and CERTIFIED FINANCIAL PLANNER™ professional Joe Allaria is joined by Co-Host Jay Waters, Wealth Advisor with CarsonAllaria Wealth Management, to discuss our Top 10 Retirement Myths that seem to be wid…
Dec. 21, 2022
Top 10 Myths of Retirement (Part 1)
In this episode, Host Joe Allaria is joined by Co-Host Jay Waters to discuss our Top 10 Retirement Myths that seem to be widely accepted amongst those in or near retirement. In Part 1 of this two-part series, we cover the fi…
Nov. 25, 2022
13 Year-End Financial Strategies
On Episode 13, host Joe Allaria covers "13 Year-End Financial Strategies" to consider before we enter into 2023. Here are the 13 strategies with links to resources mentioned 1. Contribute to employer-sponsored retirement pla…
Oct. 31, 2022
Social Security Loopholes (mini episode)
The Bipartisan Budget Act of 2015 made what some would consider significant changes to a few key Social Security filing strategies. Specifically, the legislation removed some well-known Social Security loopholes that were us…
Oct. 19, 2022
Retire Your Bad Health Habits w/ Kevin English + a Question on Medicare Enrollment While Working
A sound financial plan is only one part of living a better retirement. Another huge part is maintaining good health and it's extremely difficult to "retire better" if you don't feel better. On this episode, Kevin English, a …