Videos

We strongly encourage supporting charitable organizations, and we also know that donors often miss tax planning opportunities when they give. While tax benefits aren’t typically the primary reason for giving, most of our clients would still prefer to receive the most tax advantages as possible as a result of their…

College tuition and other expenses can became a large hurdle for those nearing retirement. While 529 college savings plans are a popular way to cover this expense, is it really the best? Tune in to this month’s Retirement Power Hour to hear about some other potential options for covering your…

Watch as Joe Allaria, CFP® discusses the rough start to the 2022 year in bond markets and what historical returns have looked like after such periods. Recorded on May 13, 2022. For more information on Joe Allaria or CarsonAllaria Wealth Management, visit www.carsonallaria.com. Disclaimer: All material discussed on this podcast…

Investors are often drawn to the allure of trying to time the market, but jumping in and out of the market can have dire consequences. Understanding the history of bear markets can help. Watch as Joe Allaria, Partner and Wealth Advisor of CarsonAllaria Wealth Management discusses these topics with 7…

Bear markets are tough to endure and can leave investors that are committed to long-term investing feeling a bit handcuffed. But, while bear markets are uncomfortable, they can also present unique financial planning opportunities that may help investors soften the blow and minimize the negative effects of steep market declines.…

Times of heightened uncertainty, whether as a result of geopolitical tensions, inflation concerns, interest rate concerns, or anything else, can make it difficult for investors to stay the course. Stock market volatility and negative headlines give the impression that you should be doing something. Poor investor behavior begins to emerge…

So many voices in finance are constantly telling you that you should worry. They say you should worry about the stock market, about Social Security, about inflation, and many other things. But, this episode is all about why you shouldn't worry. Tune in as Joe Allaria welcomes guest and co-host…

With almost 10,000 Baby Boomers turning 65 everyday, Medicare continues to be such an important topic…so I answered a few common questions about Original Medicare here. Check it out! #medicare #retirementplanning #wealthmanagement For more on this topic, read our blog titled "Medicare: 7 Questions You Should Know How to Answer…

You don't HAVE to use a 529 plan to help your children financially. The control freaks out there might like a parent-owned brokerage account instead. #collegesavings #529plans #wealthmanagement For more on this topic, read our blog titled "College Savings: Is a 529 Right for your Child?" https://carsonallaria.com/2020/11/30/college-savings-is-a-529-plan-right-for-your-child/ Get more free…

Is a 529 Plan the best way to save for your child's future? Here's why it might be. #529plans #college savings #wealthmanagement For more on this topic, read our blog titled "College Savings: Is a 529 Right for your Child?" https://carsonallaria.com/2020/11/30/college-savings-is-a-529-plan-right-for-your-child/ Get more free resources from CarsonAllaria Wealth Management! https://carsonallaria.com/…

Annuities sometimes carry a negative connotation, which raises the question, "Are annuities bad?" This answer really depends. Like all investments, annuities come in many different shapes and sizes. There are certain annuities that can be good for consumers and can meet their financial objectives. Others can have excessive fees and/or…

Managing your emotions during volatile markets can be difficult, and the financial media certainly doesn't help. Investors should remember, though, that short-term decisions can have lasting, long-term effects. Also, a good investment policy is one that is long-term, goal-focused, and planning-driven. For more on this topic and other resources, please…

Volatile markets can cause stress and anxiety for investors. Those emotions seem to be compounded, many times unnecessarily, by the financial media. It's important to understand that the financial media are not fiduciaries and are not incentivized for your financial well-being. Instead, they are incentivized to increase readership, viewership, subscriptions,…

Speaking to an estate planning attorney to discuss what your needs are is important at any stage of your life. Do you need a will or a trust? Should you have a power of attorney? Whether you have a young family or getting ready to retire, there are unique challenges…

Retirement planning can cause both excitement and anxiety. There are many decisions that every retiree faces, including when to begin Social Security withdrawals, what accounts to withdraw from first, and what happens if I encounter a long-term care event. Our job is to help create a plan that can help…

Planning for your future requires certain assumptions to be on things like rate of return, life expectancy, and inflation. We believe it's important to be conservative when setting any unknown assumptions for the future in order to protect against a future environment that may be less than ideal. For more…

While it's important to reassess your allocation when nearing retirement, it's also key not to go too conservative. With people living longer, it's not uncommon for your retirement to last 20 years or more. Utilizing the right mix of long-term and short-term investments is vital. For more on this topic…

There are many ways to invest. Should you diversify or try and make a big score by concentrating in one stock or one sector? If you're investing your life savings, we believe in spreading your risk through diversification. For more on this topic and other resources, please check out https://carsonallaria.com/…

How should investors respond the volatility in the stock market? This video talks about the importance of a long-term view, a steady temperment, and a conviction about the investment philosophy you choose. For more on this topic and other resources, please check out https://carsonallaria.com/ Disclaimer: All material discussed on this…

What makes us different, I think, is that we approach everything we do from a planning perspective. We think that everyone needs a financial blueprint. And, we spend a great deal of time and effort listening. Our clients are not a number. We have very deep, intimate relationships. We do…

Your financial life is about more than just your investment accounts. That’s why you need a wealth manager to help guide you in making the best decisions for you, your family, or your business. At Carson Allaria Wealth Management, we analyze and make recommendations for your retirement plan, risk management…

A life insurance policy protects your loved ones against the loss of your income after your death, and helps to preserve their standard of living. You’ll name a beneficiary to receive the proceeds, and in exchange, you’ll pay premiums as outlined in the policy terms. Once you’ve determined how much…

If you’ve become the beneficiary of an IRA or other retirement account, it’s important to know your options. You can take the money out in one lump sum. This requires opening an account called an Inherited IRA in your name for correct IRS reporting. That lump sum may be taxable…

You’ve been saving for your retirement for decades. Don’t undermine your own plans by making these 5 common mistakes when you retire. First, don’t retire too soon. Life spans are increasing and many retirees underestimate their life expectancy when calculating the money needed to live on. The second mistake to…